Health Insurance Coverage

HMO vs PPO: Which Health Plan Is Right for You? | Pros & Cons Explained

HMO or PPO — what’s the difference and which one should you choose? Let’s break it down: 🌀 PPO = more flexibility, higher costs, and you coordinate your care 🔒 HMO = lower costs, less flexibility, requires referrals, and a PCP manages everything HMOs typically don’t cover out-of-network care — so make sure your doctors are in ...

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