If you hire independent #subcontractors for your business, are they covered under your #insurance policy? #insuranceagent
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🎯 If your subcontractors aren’t insured correctly… They could cost you six figures. Here’s why 👇 Most business owners think their subcontractors are “covered.” But if the paperwork isn’t airtight, YOU could be held liable for: ✔️ Injuries on the job ✔️ Property damage ✔️ Workers comp claims ✔️ Lawsuits tied to their work And here’s the kicker: If their insurance lapses - even by a day - the liability shifts to YOU. This is where most contractors get blindsided… …and where the right insurance p
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🚨 Calling Your Employees "Subcontractors"? CRA Might Have Something to Say About That! 🇨🇦 You’re a business owner. You’re scaling, hiring help, and keeping things lean. To save on payroll costs, you classify workers as independent contractors instead of employees. No big deal, right? Think again. Just like the IRS, CRA aggressively scrutinizes labor classifications—and if they think you’re misclassifying workers to dodge payroll withholdings, you could be in for an audit nightmare. 💡 Here’s
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