Term life insurance offers life insurance coverage that provides a payout if you die within the term, usually a specific period of time such as 10, 20 or 30 years.

Not sure how long your term life insurance should last? Learn how 10-, 20-, and 30-year terms work, how to choose the right length, and what happens when your policy ends.

How long of a term do you need? Your policy should last until the people in your life no longer rely on your income—like when your last kid leaves the nest or when you and your spouse become self …

Mar 22, 2023 · There’s no magic answer to how long you should get term life insurance for, since it depends on why you’re buying it. The best choice for you and your family will depend on your unique …

Term life insurance pays your beneficiaries a tax-free 1 death benefit if you die while the policy is active. It covers you for a set "term," or defined number of years, generally ranging from 10 to 40 years.

It can be hard to figure out the right term length for term life insurance. In our guide, we'll go over the pros and cons of shorter and longer term lengths.

Jan 14, 2026 · What's the Best Life Insurance Term Length? A 20-year or 30-year term works best for most people. Your ideal term depends on your mortgage, kids' ages and retirement timeline. What …