With this type of insurance, you pay a regular monthly (or occasionally, annual) premium to a life insurance company. If you ...

Level term cover is one of the most popular options. It simply means that the sum insured remains the same, or it is ‘level’, ...

See the tax advantages and downsides.

Click here to BUSINESS CONTINUATION AGREEMENTS are often partially funded or totally funded with life insurance. Most, if not all, of the life insurance proceeds are includable in the estates of the ...

See the coverages, costs and our insights.

Should you name your living trust as the beneficiary of your life insurance policy? Is it better to name specific individuals as direct beneficiaries? This decision can have significant implications ...

A joint life insurance policy covers two people with one death benefit. These policies are usually permanent life insurance ...

When a married parent creates an irrevocable trust for the benefit of his or her children, the married parent, as the creator or settlor of the trust, often provides for his or her spouse to have ...

Putting everything you own into a living trust can feel like the safest way to help your kids skip probate, but some assets ...