APY APY stands for Annual Percentage Yield, which is the actual rate of return per year, including compound interest. The APY is typically the rate you'll see featured for the CD you're considering.
Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates.
Today's CDs are paying up to 4.27% APY. It's a good time to secure a strong return before yields decline further.
Compare 2026 APYs for CDs vs. high-yield savings accounts. See how much you could earn and which strategy fits your savings goals best.
The top nationwide rate for a 1-year CD rose to 4.25% today, and you also have the option to choose a shorter 3-, 6-, or ...
SEATTLE, Oct. 17, 2025 /PRNewswire/ -- CD Valet is a digital marketplace that connects consumers with the best CD rates and terms nationwide. The company today shared its October APY Checkpoint, a ...
CD terms can range from three months to five years. Learn which one is right for you.