In January 2026, the new Roth catch-up rules take effect. The mandate prevents workers over 50 who earned more than $150,000 the prior year from making pre-tax catch-up contributions to their 401(k).

Have you ever scrambled to join a video call on your iPhone, only to fumble with downloads, permissions, or settings at the last minute? Whether it’s a critical work meeting or a virtual catch-up with ...