Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...

The pool of consumers potentially falling into the subprime credit tier might grow by nearly 6 million individuals based on the trends connected with student loans recently highlighted by TransUnion.

Credit bureaus collect and maintain records on your credit accounts, balances and the payments you make. The three major credit bureaus are Equifax, Experian and TransUnion. Each credit bureau ...

The relevance of a strong credit score is that it’s one of the key components used by lending institutions to evaluate ...

If I walk into a dealer with an excellent score, that puts me in a position to get a better interest rate’ – Fatgie Adams ...