In an ILIT, the grantor or creator of the trust cannot change the terms or beneficiaries of the trust, just like any irrevocable trust. However, grantors may place one or more life insurance policies ...

In today's unpredictable world, securing your financial future is more important than ever. One of the most effective ways to ...

Financial experts have all kinds of tricks up their sleeves when it comes to managing finances. They know all the right money hacks and methods to stay on track. And one of their secret weapons for ...

Understand what a term plan is, how it works, and how it differs from other life insurance plans for smart financial protection.

The insurance industry is on the verge of a monumental shift, driven by the integration of blockchain technology and smart contracts. Bob Brzyski For life and health insurance agents and agency owners ...

Forbes contributors publish independent expert analyses and insights. I am the President of Diversified, a CFP and author. Without the right protection in place, even the most well-crafted retirement ...