David McMillin writes about credit cards, mortgages, banking, taxes and travel. Based in Chicago, he writes with one objective in mind: Help readers figure out how to save more and stress less. He is ...

When you bank online, you trust that your account is safe from hackers. Even so, online accounts can seem to consumers like easy targets: Instead of robbing a bank, a criminal could simply whisk away ...

Without the overhead of maintaining brick-and-mortar branches, online banks tend to offer lower rates on loans, higher yields on savings and fewer fees all around. However, is it safe to take your ...

Online banking has gotten a lot safer in recent years, but it’s not 100% out of harm’s way, and there have been more than a couple serious security breaches at major security breaches at top financial ...

We're nearing the end of 2025, and I have a dear friend who still refuses to use a debit card because she "doesn't trust them." Anything digital gives her the willies, and she flatly refuses to bank ...

Online savings accounts have turned a few taps on a phone into a full banking relationship, often with higher yields than traditional branches and fewer fees. That convenience comes with a tradeoff: ...

According to a study by the American Banking Association, only 9% of people still take care of their banking needs in a ...

Nearly all seniors surveyed as part of the "Connecting the Digital Dots: Online Habits and Safety Concerns Across Three Generations" survey from Cox Mobile consider themselves dig ...