Many people are conditioned to save for retirement—maxing out 401(k) contributions, attending investment seminars and consulting financial advisors. But after a lifetime of disciplined saving, many ...

If you’re considering offering employee benefits, few perks are more desirable to workers than a 401(k) retirement plan. As such, many employers use robust retirement plan options to attract and ...

Retiring early is possible for many people, but it requires smart planning and reliable income sources. Dividend-paying investments offer one path by providing consistent cash flow while still ...

Planning for a sustainable income from retirement investments can be complex. I've identified 10 primary variables, or "linchpins," which must be considered to develop a complete withdrawal plan. Of ...

About 56 million Americans do not have access to a retirement savings plan at work. The Trump administration plans to launch ...

An opt-out plan automatically enrolls employees in a retirement savings program, allowing them to choose to stay in or change contribution rates.

While you should always consult a human professional for any and all financial matters before putting your money into any type of investment, artificial intelligence can give you a taste of some ideas ...

As I’ve been working in earnest on retirement planning over the past several decades, I’ve realized that retirement planning isn’t a math problem to solve. Nearly all of the major decisions we make ...

How should a retirement portfolio be designed for a retiree? It’s a fairly common question, but it rests on a shaky assumption. The biggest of them all is that there is such a thing as an average ...

Advisers still use traditional criteria for fund selection, but retirement income products raise new questions. While consideration about the actual investments included in defined contribution plan ...

Forbes contributors publish independent expert analyses and insights. Bob Carlson researches all facets of retirement finances. Beneficiary designations are one of the major gaps in many retirement ...