The rate on a 30-year fixed refinance fell to 6.23% today, according to the Mortgage Research Center. Rates ...

Mortgage Research Center. The 15-year, fixed-rate refinance mortgage average rate is 5.32%. For 20-year mortgage refinances, ...

Learn how refinancing with good credit might save you money.

Part of determining if a mortgage refinance is practical is weighing the balance between its benefits and costs.

For many homeowners, refinancing sounds like an easy way to save money, lower payments, or free up cash. After all, as interest rates fall, why not replace your existing loan with something cheaper? A ...

Average mortgage rates dropped throughout 2025, with APRs on home loans down from about 7% at the beginning of last year to ...

A no-closing-cost refinance means you won’t pay closing costs upfront — but you will roll them into your loan or pay a higher interest rate. A no-closing-cost refinance saves you some money at closing ...

Refinancing can be a tempting option when mortgage rates drop, but in truth, it’s not always the right choice. As of Sept. 11, the 30-year mortgage rate stood at 6.35%, falling 15 basis points from ...

The hidden costs and considerations of refinancing your mortgage For many homeowners, refinancing sounds like an easy way to save money, lower payments, or free up cash. After all, as interest rates ...