When it’s time to get life insurance, you need to understand your options. Both term insurance and permanent life insurance pay death benefits to a beneficiary but with some important differences in ...

Benjamin Franklin once famously opined that nothing in the world could be certain but death and taxes. But when it comes to estate planning, how can you separate the certainty of the former from the ...

Life insurance is a way to provide financial security for your loved ones in the event of your death. You purchase a policy and make regular payments, and the insurer will pay a tax-free death benefit ...

Market fluctuations impact retirement assets, sometimes costing clients thousands once they need to tap into their hard-earned savings. Rather than leaving success to the chance of a volatile market, ...

These complex products tie cash value growth to the performance of an index, but it’s important to understand the limitations ...

Understanding the basics of how life insurance works can go a long way toward helping you make a good decision about what type of life insurance to buy. Written By Written by Insurance Senior Editor, ...

How can families make sure their life insurance strategy keeps up with their changing needs over time? According to a ...

Typically, life insurance is understood as a means of financial protection for dependents following the policyholder's death. However, certain policies offer support during the policyholder's lifetime ...

When assessing how much life insurance you need, take a systematic approach instead of relying on rules of thumb.

Variable life insurance is a permanent life insurance policy with an investment component. Learn more about how it works and ...

Editorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but that doesn't affect our editors' opinions or evaluations. Life insurance is designed to ...

Jessica Gibson is a content update editor and writer for Investopedia. She has over 10 years of experience in digital publishing and three years of experience covering financial topics like insurance, ...