Most drivers know they need car insurance, but fewer understand how it actually works in their state. That's especially true in the states with no-fault insurance. In these states, getting paid after ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

Auto insurance laws vary across the United States, and one of the most important distinctions is between at‑fault and no‑fault systems. In at‑fault states, the driver responsible for an accident is ...

The article outlines how liability limits, no fault insurance, and optional protections affect financial risk for drivers across New York State.

Side view of two silver cars that are stopped in a collision with the hood of one car visibly damaged. Auto insurance laws vary across the United States, and one of the most important distinctions is ...