You may have options if a debt settlement no longer feels right, but the timing, paperwork and payments matter.

Key takeaways Using a personal loan to pay off credit card debt could be a smart move if you can secure a lower rate or are ...

If you’re wondering how to get out of debt, you’re not alone — according to data from Experian, the average American is $105,000 in debt. Whether your debt is from student loans, credit cards, ...

Consolidate credit card and other high-interest debt.

For retirees relying on Social Security, any amount of debt can feel like a heavy weight that can't be managed over the long term. These retirement benefits are designed to cover basic living expenses ...

Getting rid of debt is a goal many Americans have. Not only does eliminating debt improve your financial health, but it is also likely to have a positive impact on your mental health. Assessing your ...

MEMPHIS, Tenn. - More than half of credit card holders are carrying revolving debt, according to a new study. The J.D. Power 2025 U.S. Credit Card Satisfaction Study found 56% of cardholders are ...

You can build real financial freedom, no matter where you're starting. Most people can relate to the paycheck-to-paycheck life. Every week barely scraping by, hoping that nothing big happens that will ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. On the surface, making minimum payments might seem like you ...

CHARLOTTE — May is Mental Health Awareness Month, and we’re marking it with special reports, including how debt can take a serious toll on your mental health, and what you can do to manage both. More ...

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MEMPHIS, Tenn. - Americans owe more than one trillion dollars of credit card debt. Memphis is home to the highest rate of severe credit card delinquency among young adults, according to Federal ...