Offsets are a tool insurers use to reduce the benefits they owe an injured worker by deducting benefits the worker receives ...

How would you support yourself or your loved ones if you couldn't work due to an injury or illness? A majority of respondents said they'd dip into financial reserves or borrow, according to a study by ...

Learn how elimination periods impact insurance costs and benefits. Discover tips for choosing the right waiting period for your financial situation and coverage needs.