Today’s economic climate is making it challenging for many insureds to afford life insurance premiums upfront. This hinders their ability to obtain adequate coverage. Traditional financing methods can ...

Looking back on it, Robert Berman must concede there were signs that the deal his insurance broker and advisor was touting probably wasn’t on the up and up. The broker, Thomas Rapp, allegedly told ...

Successful investors and business people understand the wealth-creating power of leverage. For those with an established need for life insurance, premium financing can take advantage of leverage to ...

Premium financing can be an attractive strategy to fund indexed universal life (IUL) policies. Let’s examine the rewards of a premium financing plan, use a model to analyze IUL returns in relation to ...

This complex product has potential upsides but also risks.

Discover five proven strategies for financial advisors to boost life insurance sales, including mastering products, honing ...

Variable life insurance is a permanent life insurance policy with an investment component. Learn more about how it works and ...

Life insurance is one of the most powerful financial tools available, yet many people misunderstand its benefits, costs, and potential pitfalls. This article explores key insights on choosing the ...