One such strategy that has gained traction is indexed universal life insurance (IUL). This financial instrument not only ...

According to the Employee Benefit Research Institute, nearly 40% of American workers are at risk of not having enough savings ...

Many options are available when planning for retirement. Two popular options are life insurance retirement plans (LIRPs) and indexed universal life (IUL) insurance. Both offer a blend of life ...

Lincoln National (NYSE:LNC) has introduced a new Indexed Universal Life product, Lincoln WealthProtector IUL. The launch ...

College and other educational costs don't come cheap, making them a major financial hurdle for many families. Luckily, there are tools that can help you plan and save for these expenses. 529 plans and ...

When it comes to saving for retirement, you might wonder whether an Indexed Universal Life (IUL) insurance policy or a 401(k) is the smarter move. Both can help you grow wealth over time, but they ...

If you’re familiar with indexed universal life (IUL) insurance policies, you’ve almost certainly encountered a mixture of myths and truths. IULs are frequently misunderstood due to improper ...

Indexed universal life (IUL) insurance policies that combine a death benefit with a savings account have become popular with retirement savers looking to balance life insurance protection with growth.

Indexed universal life insurance offers flexibility in premium payments and the ability to adjust the death benefit. IUL policies include a minimum guaranteed crediting rate, or interest rate, which ...

Universal life insurance has always been a slippery slope for agents and, consequently, slippery for clients as well. Especially when you consider it was only created in 1979 and term life has been ...