In the ongoing debate over the Affordable Care Act (ACA), consensus seems to have formed on one major point: The law failed to deliver affordable coverage through the individual health insurance ...

CVS Health plans to exit the individual health insurance business also known as Obamacare next year, leaving about 1 million Aetna members in 17 states looking for new coverage in 2026. The decision, ...

In a floater, a claim reduces the shared pool. If one parent uses the pool heavily, the other parent's remaining coverage may be limited for the rest of the policy year. That is not a flaw; it is ...

Discover what substandard insurance is, how it functions, and see real examples. Learn about who qualifies and what factors ...

New York’s Department of Financial Services gave insurance companies the go ahead to raise premiums in 2024 by an average of 12.4% for individual plans and 7.4% for small-group plans, the agency said ...