How To Build , and Maintain , Good Credit. 'The Independent' recently offered readers advice for climbing out of debt and improving their credit score. . 'The Independent' recently offered readers ...

Like it or not, your credit score is important. It tells creditors how responsible you’ve been with your past debts. Cre ...

Almost 28 million people have no credit at all. If you have little or no credit, know that you aren’t alone. But no need to worry — you can still build credit and do it fast. You can become an ...

Perfect credit, or even really good credit, opens doors for American consumers. Better interest rates on loans. Better odds of renting an apartment or landing a job. Lower insurance premiums. But how ...

Building positive credit is an imperative part of life. Without a healthy credit score, not only will it limit your ability to rent or buy a home, but it will also affect how much you pay for vehicle ...

Did you know children can have credit scores? And the sooner you start helping your child build good credit, the better off they’ll be in adulthood. Here’s how.

How do you improve your credit score? This is an important question and in today’s lending environment it is now more important than ever. Here are the steps towards possibly improving it. First, look ...

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...

Beverly is a writer, editor, and paralegal specializing in personal finance and tax law. She covers personal financial and legal topics, as well as tax breaks, tax preparation software, and tax law ...

A student credit card, when used responsibly, can help you establish a credit history, build your credit score and develop healthy spending habits. Use a student credit card for affordable, ...

A bunch of California credit unions and small banks offer these, especially for folks who are new to credit. The key is making payments on time – they get reported to the credit bureaus and help you ...