Outside of lower Treasury rates, there are policies that can increase home affordability by reducing fees, increasing ...

Desjardins's prime rate is 4.70%. The prime rate underpins variable-rate mortgage products. When the Bank of Canada adjusts its overnight rate, Desjardins's prime rate increases or decreases by the ...

In the interest-only phase, you make smaller payments, usually for a period of three to 10 years, that include only interest. Your principal loan balance won’t decrease at all during this first phase, ...

Some forecasters say mortgage rates could briefly fall below 6% in 2026. Here’s what’s driving the outlook, why it may not ...

Last week, mortgage rates hit a new low for 2025, as the labor market proved more critical to the bond market than inflation. The big question is: what will happen after the Fed cuts rates this week?

With the Bank of England potentially set to announce more interest rate cuts in 2026, homeowners may wonder if it’s best to ...