Retirement planning is a big deal, and choosing the right savings account makes a huge difference in how much you’ll get to keep down the road. You’ve probably heard of a 401(k) — a popular ...

A backdoor Roth IRA is a strategy that allows high-income earners to open a future Roth, despite income limits. It makes use ...

If you’re looking to grow your retirement savings, a 401(k) can be a game-changer—but what if your employer doesn’t offer one or what if you don’t have an employer at all? Let’s break it down and ...

Saving for retirement is critical to having financial security as a senior. While you should set your own personal retirement savings goals, it can be helpful to see where you stand relative to your ...

The same research team that documented the impact of auto-enrollment and auto-escalation in 401(k) plans has returned to the topic to assess how real-life events affect the longer-run effect of these ...

2026 brings changes to your 401(k) catch up contributions that you need to know about. Ignoring them could bring IRS hassles or a surprise tax bill. If you are participating in your 401(k) at work, ...

Some workers are maxing out their 401(k)s, but many still face shortfalls and may need to take extra steps to strengthen their retirement readiness.

Are you ahead, or behind on retirement? SmartAsset's free tool can match you with a financial advisor in minutes to help you answer that today. Each advisor has been carefully vetted, and must act in ...

Withdrawing your 401(k) early may offer a way out of a tricky financial situation, but early withdrawals generally come with consequences too. If you withdraw money from your 401(k) before you reach ...

The closer you get to retirement, the less time you have to shore up your retirement plan by contributing to a 401(k) plan. Fortunately, you still have the opportunity to boost your retirement savings ...