Thanks to a sustained period of high interest rates, borrowing cash has been expensive in recent years. Credit cards have average rates near record highs currently, and personal loan rates are above ...

Interest rates on home equity lines of credit (HELOCs) have been in a steady decline since the fall of last year. In fact, rates are now averaging around 8% — down significantly from their almost 10% ...

Certificates of deposit, or CDs, are savings tools that earn interest on money invested for a pre-determined period. They’re different from regular savings accounts because you must leave the money in ...