You've probably heard of a credit card balance transfer — but how does one work? And how could a balance transfer save you money on your next credit card bill? We receive these types of questions from ...

Transferring your balance to a new card can be beneficial in terms of saving on interest payments while you work toward reducing your debt. However, it's important to consider a few key factors. First ...

If you’re drowning in credit card debt, transferring your balance to a card with lower interest might sound like a lifesaver. But before you jump in, you’re probably wondering: “Do balance transfers ...

How Do You Do a Balance Transfer? In many cases, you’ll be able to request a balance transfer as part of the same online form where you apply for your new credit card. You’ll need to enter information ...

Balance transfer checks are a way to transfer credit card balances from one issuer to another with a lower interest rate. These checks may come with fees and may not offer the same benefits as balance ...

See why the Citi Simplicity Card earned our top balance transfer award for 2026 and how much it can save you when paying off ...