January is a critical month for the hundreds of thousands of potential Social Security beneficiaries who are reaching their ...

Applying at age 70 maximizes your monthly payout, but claiming early could provide advantages that can’t be quantified on a ...

Among American workers approaching retirement, one question might keep popping up: Should I grab my benefits the minute I turn 62? Lately, more Americans have been answering yes. Nearly two-thirds of ...

For married couples with unequal historical earnings, it may make sense for the lower income spouse to file for Social Security benefits early or before the higher earner. Ultimately, deciding when to ...

On a basic level, the monthly Social Security benefit you're entitled to in retirement is based on your earnings history -- specifically, the amount of money you made during your 35 highest-paid years ...

Nearly 70% of U.S. adults receiving Social Security say they've had to make lifestyle changes as a result of cost-of-living increases outpacing their benefits, according to a 2025 survey from the ...

Social Security beneficiaries can claim as early as the age of 62, but can also wait until 70. Filing for retirement benefits at different ages results in payments of different sizes. Most ...

For retirement savers and retirees, the new year brings more than the usual inflation adjustments to retirement contributions ...

I write a column similar to this one every January. But I don't mind plagiarizing myself because it contains a very important ...