We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. While each of the recent rate reductions has slowly chipped away at borrowing costs, from credit cards to personal loans to auto ...

The rate on a 30-year fixed refinance rose to 6.22% today, according to the Mortgage Research Center. The average rate on a 15-year mortgage refinance is 5.32%. On a 20-year mortgage refinance, the average rate is 6.

Mortgage rates dropped to 6.01% after the GSEs announced $200B in MBS purchases, fueling hopes of more refinances and better affordability.

The final Federal Reserve meeting of 2025 was completed this week, and with it, the final interest rate cut of the year was issued. Now comes the interesting part. After all, a Fed rate cut is never a guarantee, so lenders were operating a bit in the dark ...

Here’s how the central bank’s latest cut will affect loans, savings accounts and investments—and what financial moves to consider Written By Written by Staff Money Writer, WSJ | Buy Side Molly Grace is a staff money writer at Buy Side covering ...

The Federal Open Market Committee, which is the rate-setting body of the Federal Reserve, voted to cut interest rates by a quarter-point at its December 2025 meeting. While the reduction of the short-term federal funds rate itself won’t directly move ...

Everything Americans thought they knew about personal finance was upended when the Federal Reserve started aggressively hiking interest rates to cool post-pandemic inflation. After more than a decade of ultralow rates,