Quick Read Americans owe $1.23T in credit card debt at 22.83% APR while the Fed rate sits at 3.72%. Issuers maintain a ...

Transferring your credit card balance to a 0% intro APR card can save you hundreds in interest. Here's exactly what happens ...

The average American at 65 still carries significant debt—see the breakdown by type and how your retirement finances compare.

High credit card balances and steep interest rates are pushing more people to consider debt settlement, but programs are not ...

Credit card debt is an embarrassment to many Americans. It is especially embarrassing, apparently, to people who earn a lot.

The statute of limitations also plays a critical role. Each state sets time limits on how long a creditor can sue you for ...

Nearly half of all credit card users carry a balance, according to Academy Bank. Higher non-mortgage debt levels can affect ...

Balance transfer credit cards can help save on interest if you pay off all or most of your balance before the introductory period ends. Some people run into trouble by missing payments, making only ...

You may have a legal obligation to repay old debts, but there are also strict limits on debt collectors' tactics.

Debt settlement means paying less than you owe to close out an account balance. Many consumers hire debt settlement companies or attorneys to help them negotiate debt. You may be able to save money by ...

You can stop bleeding interest on credit card debt with one of these cards, allowing you to transfer a balance and not pay interest for as long as 24 months.

"Less ideal debt" is for buying an asset that drops in value, like a car loan, or has a high interest rate, like credit cards. "Necessary debt" is used to buy an asset that can rise in value, like a ...