WalletHub collected data from the end of 2025 and ranked the states with the most and least debt collection accounts.

The statute of limitations also plays a critical role. Each state sets time limits on how long a creditor can sue you for ...

Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.

The amount you owe may also be subject to your state's statute of limitations, which typically ranges from three to 10 years, ...

Department of Education delays garnishing wages and intercepting federal income tax refunds, as changes are made in student ...

A borrower is in default after an extended period without making payments and failing to restore the loan to good standing.

(NewsNation) — U.S. households now owe a record $18.4 trillion in debt, and federal data shows complaints about aggressive debt collection have surged over the past year. The Federal Trade Commission ...

US HOW TO HANDLE THOSE CALLS. YOU MAY NOT KNOW IT, BUT AS A CONSUMER, YOU’VE GOT A BOATLOAD OF RIGHTS, RULES AND REGULATIONS THAT WORK IN YOUR FAVOR WHEN DEALING WITH DEBT COLLECTORS. A VIEWER ...

Attorneys from the Legal Aid Society of Middle Tennessee and the Cumberlands answer your questions about what to do if your ...

TAMPA, Fla. — Sometimes it feels like spam calls are non-stop, either trying to sell you something or even take advantage of you. But if your phone is ringing because you owe money to a credit card, ...

Complaints about debt collectors have soared, according to new federal data. The Federal Trade Commission received 194,225 ...

A fight over whether New Jersey debt collectors face liability for unlicensed consumer lending is forcing state justices to confront whether the Legislature quietly jettisoned a century of private ...