Achieving a perfect 850 credit score takes decades. But you can copy the same habits and still get top loan rates and credit cards.

A five-step plan to improve your credit score in 2026 - ‘Credit is like a muscle, you have to use it to have it,’ one expert said ...

Although 72% of Americans report wanting to improve their credit in 2026, nearly half (49%) have not identified a specific ...

Whether interest rates are rising or falling, a high credit score consistently places you in the lowest-risk category in ...

Regardless of what happens to the proposed credit card interest rate cap, a better credit score gets you access to better rates.

Key insight: Experian combines credit, cashflow, trended, and alternative data into one underwriting score. Expert quote: Experian's Scott Brown suggests the model lets lenders "say yes" more often.

Credit scores vary widely across the U.S., according to a study by personal finance firm WalletHub.

Congratulations: You just earned a perfect 850 credit score. That's a major financial achievement, and definitely cause for celebration. But in terms of actual, tangible benefits, a perfect credit ...

This op-ed was originally published in National Mortgage News. VantageScore says it’s building the future of credit scoring. But based on our analysis, the foundation it’s building on is shaky at best ...

Your 30s and 40s are a busy time—you're probably juggling multiple priorities. Still, your credit score is important. Here's how you compare to others and how you can improve.

(THE CONVERSATION) With the cost of borrowing money to buy a home or a car inching ever higher, understanding who gets access to credit, and at what interest rate, is more important for borrowers’ ...