What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...

In today’s financial world, your credit report is more than just a record – it is your financial identity. Whether you are applying for a home loan, personal loan, car loan, or a credit card, banks ...

Consumers who don’t have enough of a credit history can suffer from having “thin” credit scores and profiles, which can negatively affect their chances of getting a loan, mortgage, credit card and ...

When a loan EMI or credit card payment is overdue for up to 90 days, it reflects in the individual’s credit report as SMA.