Consumers who don’t have enough of a credit history can suffer from having “thin” credit scores and profiles, which can negatively affect their chances of getting a loan, mortgage, credit card and ...

Credit-card debt is soaring, interest rates on balances have moved into the 30% range on many cards, and delinquencies and bankruptcies are rising. The statistics are grim as consumers fight to keep ...

Signet's credit sales continue to outpace total sales growth. Credit portfolio shows continued deterioration of quality. The sustainability of Signet's underlying growth is in question. Back in fiscal ...

As someone deeply immersed in the intersection of finance, technology, and data, I have witnessed firsthand the transformative potential of innovation in reshaping the credit landscape. At Lend API, ...

Credit unions present themselves as the "good guys," non-profit member-run organizations incapable of engaging in predatory financial services. While this is true for many, my research has uncovered ...

A Technologist? Really? When asked what they want to be when they grow up, most kids will answer: police officer, actor, astronaut, vet. But not Zilch co-founder Philip Belamant. Even back then, he ...

As someone deeply immersed in the intersection of finance, technology, and data, I have witnessed firsthand the transformative potential of innovation in reshaping the credit landscape. At Lend API, ...