The first step, consumer finance experts say, is to ask your card issuer to reduce the rate. And with average balances now $6,500, consider using your tax refund to put a dent in the debt.

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When it comes to credit cards and loans, we are faced with a plethora of information which is why it is so important that we first take the time to educate ourselves and understand these terms and ...

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Paying off credit card debt can take much longer than expected. That’s mostly due to interest. Even if you stop using the card and make payments each month, the balance doesn’t seem to move fast. This ...

Credit Card Interest Calculation: In today's world, the use of credit cards has increased significantly. Using them is also very easy – just a swipe and the payment is done. Most people, while ...