Pay-for-delete promises to erase collection debt from your credit report, but the results of this strategy can vary.

A debt can be sold to a collection agency if you miss several payments on an account. A collection account stays on your credit report for approximately seven years. Collection accounts decrease your ...

A credit card opened in your name can hurt your score fast. Here's how it happens and what actually protects you.

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. Today's high interest rate environment has made it difficult for many ...

A well-known business columnist wrote a column tackling the subject of couples and credit. She addressed the issue of one spouse making the other an authorized user on their credit card and opined ...

There are many benefits that come with a good credit score: better rates on car and homeowners insurance, more housing options, and the ability to snag credit cards with the best rewards, just to name ...