Business Intelligence | From W.D. Strategies on MSN

The $150K Roth trap: Why high earners face new taxes on catch-up contributions

Picture this. You've worked hard to build your career, you're finally earning a six-figure salary, and you're trying to max out your retirement savings. You think you're doing everything right by ...
Older high-income workers who make contributions beyond the standard amount will have to put that extra money into a Roth 401 ...
Proposed Treasury regulations relating to catch-up contributions were issued in January of 2025 that include guidance for the mandatory Roth catch-up requirement, which was first provided under ...
On September 15, 2025, the Department of Treasury and Internal Revenue Service issued final regulations addressing catch-up contribution rules for 401(k) plans, 403(b) plans, and governmental 457(b) ...
Wall Street is playing catch-up to the US’ self-employment boom as institutional investors rush to package and sell solo ...
Starting the year you turn 50, you can increase retirement contributions by an amount set by the IRS. Many, or all, of the products featured on this page are from our advertising partners who ...
Please provide your email address to receive an email when new articles are posted on . Reaching a comfortable retirement is the number one financial goal for nearly all physicians. To that end, ...
A new rule is going into effect next year that will affect high earners who make “catch-up contributions” in their 401(k)s or other tax-deferred workplace retirement plans.The rule, which was created ...
Since the start of 2025, clients in their early 60s can invest more than ever in their 401(k)s. But many advisors say this new contribution maximum, known as the “super catch-up,” comes with a few ...
Many high-income taxpayers are already fully taking advantage of a company-sponsored 401(k) plan by maximizing their annual pre-tax contributions. For taxpayers over age 50, that includes taking ...