Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Marguerita is a Certified Financial Planner (CFP), Chartered Retirement Planning Counselor ...

Not all financial products are created — or regulated — equally. Stocks and mutual funds fall under federal securities laws, while savings accounts benefit from FDIC protection. But annuities? They’re ...

Annuities are often marketed as a safe and reliable source of income, especially in retirement. They come with the promise of steady payments — a sort of paycheck replacement designed to offer peace ...

Discover how retirement annuities ensure financial security and learn about potential drawbacks, including high fees and ...

Issues around financial security are deeply personal, especially when life shifts unexpectedly around you. For me, that moment came when my company relocated me from Hong Kong to New York City. My ...

Americans love the idea of participating in the stock market, especially when they’re not risking any losses. That is a true win-win, and is the concept driving indexed products to spectacular sales ...

Survey highlights issues despite satisfaction levels well above those for wealth management’s independent advisors.

Life insurance[1] and annuity products[2] are experiencing rising demand as a combination of market and demographic trends ...

If your clients own life insurance or annuities they may soon be at risk for losing all the money they’ve put in. That dire warning comes from Larry Rybka, chairman and CEO of Valmark Financial Group ...