Discover how all-risks insurance covers incidents not specifically excluded in policies, offering broader protection than named peril plans. Learn how it works and its exclusions.

Editorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but that doesn't affect our editors' opinions or evaluations. Insurance coverage is a much wider ...

Discover how named perils insurance coverage protects your property against specific hazards or events and when to consider it over comprehensive policies.

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. One way to do that might be to drop certain coverages from your policy.

Allstate earned only 2.6 out of 5 stars in our analysis of car insurance companies. Its rates are some of the highest in our analysis but it offers a long list of discounts. Allstate offers some ...

State Farm’s default coverage is more generous than Allstate’s, but Allstate offers more discounts. Many, or all, of the products featured on this page are from our advertising partners who compensate ...

Alexi Morgan is a writer who has spent her career curating data-driven content to help consumers make better financial decisions. Specializing in topics from car insurance to banking, she has led ...

With the average full coverage-car insurance policy costing a hefty $2,670 annually, according to Bankrate, you might be wondering if you’re getting optimal value for your hard-earned dollars. While ...

Alex Carver is a writer and researcher based in Charlotte, N.C. A contributor to major news websites such as Automoblog and USA Today, she’s written content in sectors such as insurance, warranties, ...

Homeowners insurance costs increased by nearly 11% between 2021 and 2022 according to private banking firm S&P Global, joining the list of necessary services hit by inflation. Many homeowners will see ...

Allstate Insurance Co.'s decision to drop earthquake coverage for policyholders in Washington state has angered some customers and prompted the state insurance commissioner to become concerned about ...