Adjustable-rate loans have lower rates right now than fixed mortgages, offering buyers cheaper financing costs.

A hybrid adjustable-rate mortgage is a type of mortgage that has an initial fixed interest rate period followed by an ...

With interest rates soaring and even homebuyers with excellent credit faced with interest rates over 7%, an adjustable-rate mortgage (ARM) offers the hope of future reprieve. An adjustable-rate ...

Adjustable-rate mortgages (ARMs) tend to become more popular as rates rise and borrowers look for ways to save on interest. When mortgage rates hit historic lows in 2021, ARM loans accounted for less ...

In 2021, more than 90% of borrowers who closed a loan with fintech mortgage lender Neat Loans opted for a 30-year fixed-rate mortgage. But this year, as rates have crested 6%, about 70% of Neat’s ...

Adjustable rate mortgages (ARMs) make homeownership more accessible for some borrowers. They offer the advantage of a lower interest rate for an introductory period, making the monthly mortgage ...

A 5/1 ARM loan provides an initial fixed-rate period of five years, after which the interest rate adjusts yearly depending on current market rates. ARM loans have rate caps, a ceiling for how high ...

Persistent inflation — and the interest rate hikes designed to combat it — have made many things more expensive. From groceries to car loans to credit card payments, consumers are paying more across ...

Adjustable-rate mortgages (ARMs) have grown in popularity in recent months as borrowers search for affordability relief anywhere they can find it. More than 7% of all mortgage applications last week ...

When shopping for a mortgage, there are several options to consider. The biggest consideration is whether you want a fixed-rate or variable-rate loan, otherwise known as an adjustable-rate loan. A 5/1 ...