APY APY stands for Annual Percentage Yield, which is the actual rate of return per year, including compound interest. The APY is typically the rate you'll see featured for the CD you're considering.

Compare 2026 APYs for CDs vs. high-yield savings accounts. See how much you could earn and which strategy fits your savings goals best.

Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up all of your ...

Investing your down payment savings can help you buy a home sooner, but deciding where to put it is all a matter of math.

Today's CDs are paying up to 4.27% APY. It's a good time to secure a strong return before yields decline further.

SEATTLE, Oct. 17, 2025 /PRNewswire/ -- CD Valet is a digital marketplace that connects consumers with the best CD rates and terms nationwide. The company today shared its October APY Checkpoint, a ...

Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates ...

CD terms can range from three months to five years. Learn which one is right for you.

The interest-earning potential with either account is significant now, but only one will guarantee those returns.

“Many high-yield savings accounts are paying far more than traditional banks,” one pro notes.

Products like high-yield savings accounts and certificates of deposit (CDs) have been a boon for savers in recent years, offering higher-than-average rates and, in turn, the opportunity to earn solid ...