A 401(k) is an employer-sponsored, tax-advantaged retirement plan. You fund this account by contributing a set percentage of your paycheck into the account. One of the biggest perks of a 401(k) plan ...

Vanguard recently released its "How America Saves 2025" report, which offers insight into the approximately 1,400 defined contribution plans it manages, as well as the savings habits of the 4.8 ...

If you’re trying to maximize retirement savings, knowing the Roth 401(k) contribution limits for 2025 is key. This year, you can put away $23,500 from your paycheck, and if you’re 50 or older, you get ...

“A 401(k) is a workplace savings plan that has tax advantages as an incentive to invest for retirement,” noted the financial firm Fidelity Investments. It allows you to save in a tax-deferred account.

Older high-income workers who make contributions beyond the standard amount will have to put that extra money into a Roth 401 ...

Even in their generosity, employers can unwittingly be unfair. That's one of the biggest takeaways from a new Vanguard report that looks at the 401(k) matching contributions that employers typically ...

Employers may want to consider replacing their 401(k) matches with automatic contributions if they want to help low-income and racially disadvantaged groups within their workforces, top academic ...

From Gen Z to Boomers, a new look at workplace retirement plans reveals wide differences in how people contribute—and how ...

A new Congressional proposal would require employers to make direct contributions to workers' retirement savings, regardless of a worker's own contributions. Processing Content Introduced by ...

Understanding 401(k) account characteristics is important to maximize investment contributions and save enough money to fund your lifestyle in retirement. Investing in a 401(k) plan is one of the most ...